Effective Date: July 31, 2024 Welcome to Island Xchange! These Terms of Use (“Terms”) govern your access to and use of our app and services. By using Island Xchange, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our app.

1. Acceptance of Terms

By accessing or using the Island Xchange app, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional guidelines or policies referenced herein.

2. User Accounts

To use certain features of the app, you may be required to create an account. You agree to provide accurate, complete, and up-to-date information during the registration process. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Use of the App

You agree to use Island Xchange only for lawful purposes and in accordance with these Terms. You will not: • Post, upload, or share any content that is illegal, harmful, or infringes on the rights of others. • Engage in fraudulent or deceptive practices. • Interfere with or disrupt the app’s functionality or servers. • Attempt to gain unauthorized access to any part of the app or related systems.

4. Listings and Transactions

As a user, you are responsible for the accuracy and legality of the items you list for sale. Island Xchange is not responsible for any transactions between buyers and sellers. All transactions are conducted at your own risk, and we encourage you to exercise caution and verify the legitimacy of listings and users.

5. Payment and Fees

Certain features of the app may require payment. You agree to pay all fees and charges associated with your use of the app as specified. Payment terms and conditions will be provided at the time of purchase.

6. Intellectual Property

All content and materials provided through the app, including text, graphics, logos, and software, are the property of Island Xchange or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

7. Privacy

Your use of the app is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review the Privacy Policy to understand our practices.

8. Termination

We reserve the right to suspend or terminate your account or access to the app at any time, with or without cause, and without prior notice, if we believe you have violated these Terms or for any other reason.

9. Disclaimers and Limitations of Liability

Island Xchange provides the app and services on an “as-is” and “as-available” basis. We make no warranties or representations regarding the app’s reliability, accuracy, or availability. To the fullest extent permitted by law, we disclaim all liability for any damages arising out of or in connection with your use of the app.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

11. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective upon posting on this page. Your continued use of the app following the posting of changes constitutes your acceptance of such changes.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at support@island-xchange.com or via our contact page.